Getting health insurance is so important. Making sure that you have the right type of health insurance is one of the best ways to save money and make sure that you have access to the medical care that you need.

Understanding Medicare

Medicare is health insurance that the US government provides. Seniors are the target audience for Medicare, though those with certain disabilities can also apply. Keeping this in mind is important, because Medicare is very specific about eligibility. 

Making sure that you’re eligible for Medicare can be both simple and complex, so it’s best to make sure that you have an insurance agent you can trust. They’ll be able to provide you with further information and make sure that you fill out paperwork correctly. Being able to rely on an insurance agent can greatly reduce your stress and provide you with peace of mind when it comes to enrollment and policy selection.

Medicare is divided up into different parts. Parts A and B are what makes up Original Medicare. Many people choose this option because they want standardized coverage. However, this option does not include prescription drug coverage.

Part D

If someone enrolled in Original Medicare wants prescription drug coverage, then they will need to enroll in Part D. This will provide them with coverage at the pharmacy, which could end up saving individuals thousands of dollars each month. Making sure that you have prescription drug coverage is one of the smartest financial decisions that many people make, so it’s important to keep in mind.

Part D is only available for those that are enrolled in Original Medicare. Medicare Advantage policies typically include prescription drug coverage, so that’s why Part D is not included for that specific type of policy.

Is Part D right for you?

Part D is an extremely important part of Medicare. Many people are relieved to have prescription drug coverage and know that their bills at the pharmacy won’t be too high. If you’re enrolled in Original Medicare and want to choose Part D as well, then speak with an insurance agent who can help you through the enrollment process.

We’re here to provide you with individualized support and make sure that you feel confident about your decisions. Call us today to book an appointment. We look forward to hearing from you and being part of your Medicare journey.

Helping individuals and families access affordable healthcare. iHealthcare offers personalized services to our clients, helping them find the best possible healthcare solutions for their needs.
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