Often called Medicare Part C, Medicare Advantage provides beneficiaries with an alternative to obtain Medicare benefits. Those who decide to go this route will need to reach out to private insurance companies who have partnered with the Medicare agency to receive coverage. It is a requirement to already have Medicare Part A and Part B in order to obtain Medicare Advantage.
One of the biggest upsides to Medicare Advantage, when compared to Original Medicare is that private insurers have additional options for routine services. These additional coverages can include things such as hearing aids, vision care, fitness club memberships, vision care, and prescription drugs. Many of these plans will also be more cost-effective than paying for Medicare Part A and Part B. After signing up for Medicare Advantage you will have the choice of going with a PPO or HMO plan.