Medigap policies are standardized and will provide one person on the Medicare plan with the following coverages. Multiple plans may need to be purchased if you are looking at obtaining coverage for other family members as well.

• 100 percent of Part A coinsurance and hospital costs will be covered for an additional 256 days once Medicare benefits are used up by all Medigap Plans
• Coinsurance and copayments for hospice care under Medicare Part A are 100 percent covered by all Medigap Plans, except for Plan K and Plan L.
• Excluding Plan K and Plan L, every Medigap Plan covers 100 percent of Part B coinsurance or copayments.
• All Medigap Plans cover the first 3 pints of blood 100 percent, with the exception of Plan K and Plan L.
• It’s true that Plan A and Plan B do not assist with the coinsurance for Skilled nursing facilities, but Plans C, D, F, G, M, and N do provide 100 percent coverage.
• Every Medigap Plan besides Plan A, K,and L, fully cover the Medicare Part A deductible.
• The Medicare Part B deductible is only fully covered by Plan C and Plan F.
• Full coverage for excess charges under Medicare Part C is available through Plans F and G.
• You can obtain full coverage for Foreign travel exchange through all Medigap Plans, except Plan A, B, K, and L.
• Out-of-Pocket limit protection is offered with Plans K and L.