Most people will get their insurance through the company they work for or the company their spouse works for. These plans are set up as a benefit where the business will pay a portion of the premium. If you currently work for a company that does not offer health insurance, you may be exploring the option of purchasing health coverage through a private health insurance company. Unfortunately, this also means that you will be responsible for paying the total amount of the premium each month. Because of this, it only makes sense to pick the plan that will not only provide the proper coverage but be cost effective as well.
One of the biggest obstacles of going through with your own insurance is that you will not have the ease of simply selecting an option when you start a new job. Instead you will need to do research on different plans and programs, enrollment periods, and cost before selecting the best insurance for you and your family.